If you have a sale date or foreclosure notice
Contact your mortgage servicer immediately, ask for its loss mitigation options, and keep copies of every notice and response. A HUD-approved housing counselor can also help you review options. Deadlines matter; do not rely on a website inquiry to stop a sale.
Situations we can discuss
Missed mortgage payments
Review the past-due amount, your current payment, your income, and what your servicer has offered.
Foreclosure notice
Identify the notice, relevant dates, and whether you have submitted a complete assistance application to the servicer.
Chapter 13 or tax debt
Understand how bankruptcy status, property taxes, and other liens may affect the choices available. Consult a qualified attorney for legal advice.
What to have ready
Your latest mortgage statement, any foreclosure notices, a rough estimate of your home’s value, and the amount you can afford each month. Do not email Social Security numbers or full account numbers.
Tell us what’s happening
Send a short summary, your Utah city, the date of any scheduled sale, and the best way to reach you.
Email info@keepyourhomeutah.com
Keep Your Home Utah is a private service associated with Residential Capital Services, LLC. It is not a government agency or a mortgage servicer. No outcome or financing is guaranteed. For immediate help, contact your servicer and a HUD-approved housing counselor.